Stock · PNB · PSU bank
PNB share price target 2026
Support, resistance, the F&O structure and the BazaarBaazi Crack Score for Punjab National Bank, refreshed every end-of-day run. Asset-quality recovery, slippage trajectory, and where the PSU-bank rotation finds room in a tape where private banks set the pivot.
The verdict
BazaarBaazi reads PNB as range-bound with a Crack Score of 58/100 as of 29 Jul 2026.
BazaarBaaziSource & method
The scanner's readScanned · scanned 31 Jul 2026
Where PNB stands on the 500-name BazaarBaazi setup scanner: technicals, filed fundamentals and money flow read together, refreshed every run.
Scanned and scored this run, but the evidence is incomplete or conflicted. The engine fails closed to NO_TRADE.
Technical axis
90/100Fundamental axis
20/100Money flow
85/100Result pulse · Q4 FY26
50/100Technical evidence
money-flow score 84.7/100
Chaikin money flow +0.203 (accumulation)
up/down volume 1.56x (buyers dominant)
MFI 72.3
relative strength rising vs NIFTY
RS slope +6.0% (3m)
outperforming and above 50DMA
Valuation and context
no clean TTM P/E (valuation suppressed)
Red flags
above 200DMA (not a confirmed short-side trend)
strong accumulation tape
Relative valuation
P/E (TTM)
n/aP/E vs sector
n/aSector percentile
n/aPEG
n/aScanner levels from the deterministic engine run of 2026-07-31, not a SEBI-registered recommendation and not investment advice. The fundamental axis reads the official filing: Q4 FY26 result.
Price target: support and resistanceComputed 29 Jul 2026
Support and resistance for PNB are read inside the latest show; no spot was printed in the most recent editorial note.
Levels are read inside the latest show. The most recent editorial reference is Closing Bell Flash on 29 Jul 2026.
These are structural reference lines, not a SEBI-registered price target. BazaarBaazi is independent media; the levels frame how the desk reads the PNB chart, refreshed every end-of-day run.
The Crack Score, and how it is built58 / 100 · Constructive
The Crack Score is a deterministic 0 to 100 conviction number. Here is exactly what moved it for PNB, so the figure is a transparent signal rather than a vibe.
Base 50, adjusted by the factors above and clamped to 0 to 100. How the Crack Score works.
About Punjab National BankBusiness profile
What PNB actually does, and the edge that holds its position.
Punjab National Bank is the North Indian deposit machine still living down a major fraud-driven stress episode, a turnaround that lives or dies on the credibility of its asset quality. One of India's oldest and largest public-sector banks, it covers retail banking, corporate lending, agricultural finance, and international banking, and the 2020 absorption of Oriental Bank of Commerce and United Bank of India made it the second-largest public-sector bank by advances. The bank serves a deep base of government employees, farmers, and small businesses through an extensive branch network across North India and beyond.
PNB's scale, government ownership, and deep penetration in North Indian agricultural and semi-urban markets give it a deposit and distribution base that smaller regional banks cannot challenge. The sovereign ownership creates an implicit depositor confidence that supports low-cost CASA funding.
The F&O viewHorizon · 1d
How the futures and options structure on PNB reads right now.
The editorial price read on PNB is neutral. Strike-level option inventory is unavailable, so the page withholds writer, wall and pin claims. Single-stock F&O on PNB can be thinner than index F&O, so the desk weights price and filed evidence over raw OI. This is not a derivatives trade recommendation.
Why it movedSession -0.68%
The most recent BazaarBaazi read on what is driving PNB.
PNB at -0.68% and POWERGRID at -0.67% rounded out the weak side.
Read in Closing Bell Flash on 29 Jul 2026. Why PNB moved, the living explainer, tracks every move on one URL.
The 2026 to 2030 pictureStructural read
What genuinely drives PNB over a multi-year horizon. A structural read, not a price forecast.
For 2026 to 2030, PNB's trajectory is a function of how effectively it integrates the merged entity's technology and culture, reduces its legacy NPA stock, and rebuilds return on equity to a level that private peers already operate at. The structural tailwind is India's priority-sector credit expansion; the structural risk is that public-sector banks face political lending mandates that can recreate NPA cycles. What BazaarBaazi thinks: this is a cleanup-and-re-rate trade, not a quality compounder, the scale and sovereign-backed deposit base are genuine, and the only honest way to own it is to demand proof on credit costs every quarter and accept that PNB carries a deeper governance discount than SBI for good reason.
What to watch:
- NPA reduction pace and provision coverage ratio
- Credit cost trends in the merged loan book
- Capital adequacy ratios and government recapitalisation timing
- Cost-to-income ratio as branch rationalisation progresses
- Recovery from legacy bad-loan accounts
Peers and how to compare3 listed names
The listed names PNB is most often read against. Compare them on the same Crack Score and levels.
Stored valuation readStored 2026-08-10
P/E, P/B, yield and the quality set for Punjab National Bank, computed only from the stored fundamentals snapshot dated 2026-08-10. No carried market price is presented as current.
P / E
5.9x
Earnings yield
16.93%
P / B
0.83x
P / S
2.25x
Dividend yield
2.64%
Market cap
Rs 1.30 lakh cr
Enterprise value
Rs 1.28 lakh cr
Return on equity
14.1%
Stored from Punjab National Bank's filed results, as of 2026-08-10 and currency-checked. Price input Rs 113.50 from baked EOD spot. Open the calculator, move the price and watch every ratio react.
Latest filed resultsQ4 FY26
Punjab National Bank's most recent quarter, parsed straight from the official NSE filing. Every figure links back to its primary source.
Result Pulse
50 / 100Revenue
Not disclosed (bank basis)Net profit
Rs 5,225 crEPS (quarter)
Not disclosed| Growth | YoY | QoQ |
|---|---|---|
| Revenue | n/a | -2.7% |
| Net profit | n/a | +0.7% |
| Net margin | +14.2% | |
Figures are the Q4 FY26 result for Punjab National Bank, parsed straight from the official NSE integrated filing and verified to the paisa. The EPS shown is for the quarter, not a trailing-twelve-month figure, so it is not a P/E input.
Earnings history, every filed quarter31 quarters on record
Punjab National Bank's official quarterly revenue, EPS and Result Pulse trail, every quarter the desk holds from the verified filings export, back to 30 Jun 2018. These are quarterly facts, not TTM valuation inputs.
PNB official result trail
31 quarters
Quarterly figures only: revenue, net profit and EPS are copied from official filings. EPS here is not trailing twelve month EPS and is not used for valuation.
| Quarter | Revenue | EPS | PAT YoY | Pulse | Source |
|---|---|---|---|---|---|
| Q4 FY26ended 31 Mar 2026 / Consolidated, audited | Not disclosed | Not disclosed | n/a | n/a | Filing |
| Q3 FY26ended 31 Dec 2025 / Consolidated, audited | Not disclosed | Not disclosed | n/a | 44/100 | Filing |
| Q2 FY26ended 30 Sep 2025 / Consolidated, audited | Not disclosed | Not disclosed | n/a | 60/100 | Filing |
| Q1 FY26ended 30 Jun 2025 / Consolidated, audited | Not disclosed | Not disclosed | n/a | 50/100 | Filing |
| Q3 FY25ended 31 Dec 2024 / Consolidated, audited | Not disclosed | Not disclosed | n/a | n/a | Filing |
| Q2 FY25ended 30 Sep 2024 / Consolidated, audited | Not disclosed | Not disclosed | n/a | n/a | Filing |
| Q1 FY25ended 30 Jun 2024 / Consolidated, audited | Not disclosed | Not disclosed | n/a | n/a | Filing |
| Q4 FY24ended 31 Mar 2024 / Consolidated, audited | Not disclosed | Not disclosed | n/a | n/a | Filing |
| Q3 FY24ended 31 Dec 2023 / Consolidated, audited | Not disclosed | Not disclosed | n/a | n/a | Filing |
| Q2 FY24ended 30 Sep 2023 / Consolidated, audited | Not disclosed | Not disclosed | n/a | n/a | Filing |
| Q1 FY24ended 30 Jun 2023 / Consolidated, audited | Not disclosed | Not disclosed | n/a | n/a | Filing |
| Q4 FY23ended 31 Mar 2023 / Consolidated, audited | Not disclosed | Not disclosed | n/a | n/a | Filing |
| Q3 FY23ended 31 Dec 2022 / Consolidated, audited | Not disclosed | Not disclosed | n/a | n/a | Filing |
| Q2 FY23ended 30 Sep 2022 / Consolidated, audited | Not disclosed | Not disclosed | n/a | n/a | Filing |
| Q1 FY23ended 30 Jun 2022 / Consolidated, audited | Not disclosed | Not disclosed | n/a | n/a | Filing |
| Q4 FY22ended 31 Mar 2022 / Consolidated, audited | Not disclosed | Not disclosed | n/a | n/a | Filing |
| Q3 FY22ended 31 Dec 2021 / Consolidated, audited | Not disclosed | Not disclosed | n/a | n/a | Filing |
| Q2 FY22ended 30 Sep 2021 / Consolidated, audited | Not disclosed | Not disclosed | n/a | n/a | Filing |
| Q1 FY22ended 30 Jun 2021 / Consolidated, audited | Not disclosed | Not disclosed | n/a | n/a | Filing |
| Q4 FY21ended 31 Mar 2021 / Consolidated, audited | Not disclosed | Not disclosed | n/a | n/a | Filing |
| Q3 FY21ended 31 Dec 2020 / Consolidated, audited | Not disclosed | Not disclosed | n/a | n/a | Filing |
| Q2 FY21ended 30 Sep 2020 / Consolidated, audited | Not disclosed | Not disclosed | n/a | n/a | Filing |
| Q1 FY21ended 30 Jun 2020 / Consolidated, audited | Not disclosed | Not disclosed | n/a | n/a | Filing |
| Q4 FY20ended 31 Mar 2020 / Consolidated, audited | Not disclosed | Not disclosed | n/a | n/a | Filing |
| Q3 FY20ended 31 Dec 2019 / Consolidated, audited | Not disclosed | Not disclosed | n/a | n/a | Filing |
| Q2 FY20ended 30 Sep 2019 / Consolidated, audited | Not disclosed | Not disclosed | n/a | n/a | Filing |
| Q1 FY20ended 30 Jun 2019 / Consolidated, audited | Not disclosed | Not disclosed | n/a | n/a | Filing |
| Q4 FY19ended 31 Mar 2019 / Standalone, audited | Not disclosed | Not disclosed | n/a | n/a | Filing |
| Q3 FY19ended 31 Dec 2018 / Standalone, audited | Not disclosed | Not disclosed | n/a | n/a | Filing |
| Q2 FY19ended 30 Sep 2018 / Standalone, audited | Not disclosed | Not disclosed | n/a | n/a | Filing |
| Q1 FY19ended 30 Jun 2018 / Standalone, audited | Not disclosed | Not disclosed | n/a | n/a | Filing |
The official financialsFiled to 31 Mar 2026
Punjab National Bank's statements as filed: trailing twelve month P&L, the balance sheet, and the cash engine, in the bank-and-NBFC native view. Parsed from official XBRL, shown in crore.
Trailing twelve months, on filed quarters
Total income (TTM)
1,49,463 crNet profit (TTM)
17,096 crProfit before tax (TTM)
27,082 crFinance costs (TTM)
88,069 crBalance sheet, as filed 2026-03-31
Total assets
20,33,331 crShareholder equity
1,49,972 crTotal borrowings
n/aAdvances (loan book)
12,37,980 crDeposits
17,24,795 crGross NPA
0.0 crNet NPA
0.0 crAnnual trail, filed year over filed year
| Year | Total income | Net profit | Equity | Borrowings |
|---|---|---|---|---|
| FY26 | 1,49,463 cr | 17,096 cr | 1,49,972 cr | n/a |
| FY24 | 1,22,394 cr | 8,329 cr | 1,10,387 cr | n/a |
| FY23 | 99,085 cr | 3,069 cr | 1,02,881 cr | n/a |
| FY22 | 88,339 cr | 3,676 cr | 97,582 cr | n/a |
| FY21 | 94,991 cr | 2,152 cr | 92,534 cr | n/a |
| FY20 | 64,306 cr | 363 cr | 64,237 cr | n/a |
Every figure is parsed from Punjab National Bank's official NSE XBRL filings by the BazaarBaazi earnings lab and shown in crore rupees. Display data, not a valuation model input.
Management on record18 earnings calls
Every PNB earnings call BazaarBaazi has indexed, latest 31 May 2026. Read management in its own words, straight from the filed transcript.
Punjab National Bank earnings calls on record
18 calls since 31 Oct 2021
Show 10 older calls
Each entry links to the transcript PDF the company filed with the exchange. Primary sources, in management's own words.
What changed73 disclosures
Every recent official filing from Punjab National Bank, straight from the exchange feed, with the BazaarBaazi Event Heat on the disclosure flow.
Punjab National Bank has filed 73 official disclosures recently. The most recent is a Press release dated 31 Jul 2026.
Board Meeting to be held on 29-Jul-2026 to consider Fund raising
a press release dated July 18, 2026, titled "Press Release on the Financial Results for the quarter ended 30.06.2026
Punjab National Bank has submitted to the Exchange, the financial results for the period ended Jun 30, 2026.
Board Meeting to be held on 18-Jul-2026 to inter-alia consider and approve the Unaudited Financial results of the Company for the Quarterly ended June 2026
Event Heat is withheld because the reproducible what-changed window is unavailable. Every line above links to its official exchange filing, and the full market desk is at the disclosures hub.
Key fundamentalsEditorial reference
The anchor data BazaarBaazi references when reading the PNB chart. Not a substitute for a registered research note.
| Ticker | PNB |
|---|---|
| Full name | Punjab National Bank |
| Sector | PSU bank |
| Index class | PSU |
| ISIN | INE160A01022 |
| Market-cap band | ₹1.20 lakh cr |
| Last referenced level | Inside latest show |
| Last session move | -0.68% |
| Editorial line in | Closing Bell Flash on 29 Jul 2026 |
| Aliases tracked | PNB |
Reference chartLevels in show
The daily frame the desk reads on PNB.
FAQ16 reader questions · AEO-eligible
The line on PNB, distilled and schema-marked for AI Overview, Perplexity, and reader search.
What is the PNB share price target for 2026?
BazaarBaazi does not publish a SEBI-registered price target on PNB. The desk reads structural support and resistance inside each show against the printed spot; the most recent editorial line is Closing Bell Flash on 29 Jul 2026.
What is BazaarBaazi's Crack Score for PNB?
The BazaarBaazi Crack Score for PNB is 58 out of 100 as of 29 Jul 2026, a constructive reading. It is a computed conviction number from the signed stance, how consistent the recent verdicts have been, the quality of the printed structure, and how fresh the review is. It is a transparency signal, not investment advice.
What is the F&O view on PNB?
Legacy record dated 12 Aug 2026; provider observation time unavailable, so BazaarBaazi retains PNB's dated near-money option-inventory band but withholds the specific open-interest counts, PCR and max-pain claim until a fully reproducible, provider-timestamped snapshot is recorded. Matched inventory cannot identify who initiated either side, direction, hedging, spreads or profit. This is a carried stale snapshot; the latest refresh did not replace it.
What sector is PNB in and which peers does BazaarBaazi track?
PNB sits in PSU bank (psu), indicative market cap ₹1.20 lakh cr, ISIN INE160A01022. The peers BazaarBaazi reads alongside it are HDFC Bank Ltd. Asset-quality recovery, slippage trajectory, and where the PSU-bank rotation finds room in a tape where private banks set the pivot.
How often is the PNB view updated?
This page is one evergreen URL refreshed in place. The Crack Score and levels re-compute on every BazaarBaazi end-of-day run, and the dated stamp shows the last refresh. The latest signed verdict on PNB is neutral, published in Closing Bell Flash on 29 Jul 2026.
Is PNB a good long-term stock?
What drives PNB is the pace of legacy NPA cleanup and a return-on-equity climb toward private-peer levels, and the risk the Crack Score cannot capture is whether the credit culture has genuinely reformed or whether the next political lending cycle simply restarts the bad-loan machine. Its NPA history means investors watch asset-quality metrics more closely here than for private peers. BazaarBaazi publishes a Crack Score for current positioning rather than a long-term price prediction.
PNB share price target 2030?
A 2030 target on a turnaround PSU bank is a coin toss dressed up as a forecast; what genuinely drives the stock is NPA resolution progress, return-on-equity recovery, and whether India's credit cycle stays benign. BazaarBaazi does not publish a fixed 2030 price target for PNB. See the dated Crack Score on the BazaarBaazi PNB page.
Why is PNB share falling?
PNB corrects whenever the market revisits its NPA legacy, when credit costs spike, or when public-sector banking sentiment sours, and because the franchise still trades on trust-in-recovery, any fresh asset-quality scare hits it harder than a clean private peer. Rate cycles and RBI provisioning guidance also move the stock. The BazaarBaazi PNB page has the current Crack Score and key levels.
Is PNB a qualifying setup on the BazaarBaazi scanner right now?
On the 2026-07-31 run of the 500-name BazaarBaazi setup scanner, Punjab National Bank sits in the Scanned tier with a setup score of 67/100 (technical 90, fundamental 20). The scanner is a deterministic engine over real OHLCV and official filings, refreshed nightly, and it is a signal rather than investment advice.
Where can I read Punjab National Bank's earnings call transcripts?
BazaarBaazi indexes 18 PNB earnings calls going back to 2021-10-31, latest 2026-05-31. Every entry on this page links straight to the transcript PDF the company filed with the exchange, so you read management in the primary source.
What was Punjab National Bank's Q4 FY26 net profit?
Punjab National Bank reported a net profit of Rs 5,225 cr for Q4 FY26 (the quarter ended 31 March 2026). The figure is from the company's official NSE filing.
Why is Punjab National Bank's Q4 FY26 revenue not shown?
Punjab National Bank files on a bank basis, which does not report a single comparable revenue line, so BazaarBaazi reads the Q4 FY26 result off net profit rather than printing a misleading revenue figure. The figure is from the company's official NSE filing.
How does BazaarBaazi rate Punjab National Bank's Q4 FY26 result?
BazaarBaazi gives Punjab National Bank's Q4 FY26 result a Result Pulse of 50 out of 100, with a verdict of Mixed. The Result Pulse is a BazaarBaazi editorial score for the quality of the filed result, not investment advice.
What has Punjab National Bank announced recently?
Punjab National Bank's two most material recent disclosures are a press release dated 31 Jul 2026, "Review of Interest Rate", and a board meeting dated 29 Jul 2026, "Outcome of Board Meeting held on July 29, 2026". Both link to the company's own official filing on the BazaarBaazi stock page.
Has Punjab National Bank declared a dividend recently?
Yes. Punjab National Bank filed a dividend disclosure on 12 Jun 2026, filed as "Dividend - Rs 3 Per Share". Any amount shown is the exchange's own record, linked from the BazaarBaazi stock page. A dividend is a declared payout, not a forecast of future returns.
What did Punjab National Bank's latest board meeting cover?
Punjab National Bank's most recent board-meeting disclosure on record dated 29 Jul 2026 reads "Outcome of Board Meeting held on July 29, 2026". That is the agenda as filed with the exchange, linked from the BazaarBaazi stock page, and BazaarBaazi adds no claim of its own to it.
Related stock views
The names BazaarBaazi reads alongside PNB, each a living view refreshed every end-of-day run.