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Signed, factual stock-versus-stock verdicts for the matchups Indian investors actually search: the IT giants, the private banks, SBI versus HDFC Bank, the defence PSUs, the auto leaders and the PSU dividend plays. Each one carries the two live Crack Scores and a BazaarBaazi Edge Score.

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BazaarBaazi publishes 100 signed stock-versus-stock verdicts. As of 2026-06-30, the most decisive matchup is UltraTech Cement Limited versus Grasim Industries Limited, where the systematic read gives an Edge Score of 100 out of 100 to Grasim Industries Limited.
Matchups100
Most decisiveUltraTech Cement vs Grasim
Edge (Grasim Industries Limited)100/100

BazaarBaaziSource & method

The matchups100 head-to-heads

Each verdict is factual and signed. The two Crack Scores are the live systematic read on each stock; the Edge Score is 50 plus the gap between them, capped at 100, so a higher number means a more one-sided matchup.

Most decisive nowUltraTech Cement vs GrasimEdge Score 100/100 to Grasim Industries Limited

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TCS vs Infosys

Margin and scale versus the guidance-led growth read.

TCS 52INFY 48Edge 54 to Tata Consultancy Services Ltd

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HDFC Bank vs ICICI Bank

Post-merger liability franchise versus best-in-class return discipline.

HDFCBANK 49ICICIBANK 48Edge 51 to HDFC Bank Ltd

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SBI vs HDFC Bank

Sovereign-backed scale and value versus private-sector return quality.

SBIN 57HDFCBANK 49Edge 58 to State Bank of India

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Reliance vs Bharti Airtel

Diversified conglomerate optionality versus a focused premium-telecom compounder.

RELIANCE 59BHARTIARTL 55Edge 54 to Reliance Industries Ltd

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HAL vs BEL

Platform-maker order book versus faster-converting defence electronics.

HAL 49BEL 53Edge 54 to Bharat Electronics Ltd

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Maruti vs Tata Motors

Mass-market distribution and margins versus JLR-led global cyclicality.

MARUTI 60TATAMOTORS 60Edge 50 to Maruti Suzuki India Ltd

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ONGC vs Coal India

Oil-price-linked upstream versus a coal monopoly with a dividend floor.

ONGC 76COALINDIA 49Edge 77 to Oil and Natural Gas Corporation Ltd

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ICICI Bank vs PNB

Best-in-class private return profile versus a PSU asset-quality recovery.

ICICIBANK 48PNB 58Edge 60 to Punjab National Bank

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Sun Pharma vs Cipla

Specialty-led US scale versus a balanced India and respiratory franchise.

SUNPHARMA 41CIPLA 68Edge 77 to Cipla Limited

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Trent vs Titan

Fast-fashion retail expansion versus a jewellery-led consumer compounder.

TRENT 68TITAN 63Edge 55 to Trent Limited

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Bajaj Finance vs Bajaj Finserv

The pure-play lending compounder versus the diversified financial-services holding.

BAJFINANCE 35BAJAJFINSV 45Edge 60 to Bajaj Finserv Ltd.

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Adani Enterprises vs Adani Ports

The incubator conglomerate versus the cash-generating ports infrastructure operator.

ADANIENT 90ADANIPORTS 90Edge 50 to Adani Enterprises Limited

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Tata Steel vs JSW Steel

An integrated global steelmaker versus a domestic-led capacity grower.

TATASTEEL 41JSWSTEEL 90Edge 99 to JSW Steel Limited

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NTPC vs Power Grid

Generation capacity growth versus regulated transmission stability.

NTPC 47POWERGRID 52Edge 55 to Power Grid Corporation of India Limited

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SBI vs ICICI Bank

Sovereign-backed scale and value versus best-in-class private return discipline.

SBIN 57ICICIBANK 48Edge 59 to State Bank of India

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HUL vs Nestle India

Broad home and personal-care breadth versus a focused packaged-foods franchise.

HINDUNILVR 35NESTLEIND 56Edge 71 to Nestlé India Limited

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HDFC Bank vs Kotak Bank

Post-merger liability scale versus a focused, capital-efficient compounder.

HDFCBANK 49KOTAKBANK 57Edge 58 to Kotak Mahindra Bank Limited

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Axis Bank vs ICICI Bank

A large-franchise turnaround versus best-in-class return and earnings quality.

AXISBANK 63ICICIBANK 48Edge 65 to Axis Bank Limited

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TCS vs Wipro

Margin and scale leadership versus a leaner, restructuring-led recovery.

TCS 52WIPRO 40Edge 62 to Tata Consultancy Services Ltd

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Infosys vs HCLTech

Guidance-led pure-services read versus a differentiated products-and-engineering mix.

INFY 48HCLTECH 51Edge 53 to HCL Technologies Limited

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Sun Pharma vs Dr Reddy's

Specialty-led US scale versus a generics-and-CDMO-led global diversification.

SUNPHARMA 41DRREDDY 57Edge 66 to Dr. Reddy's Laboratories Limited

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Nestle India vs Britannia

Focused multi-category brand power versus a biscuits-led margin compounder.

NESTLEIND 56BRITANNIA 51Edge 55 to Nestlé India Limited

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ITC vs HUL

Conglomerate cash-and-value versus the broadest mass-market FMCG compounder.

ITC 64HINDUNILVR 35Edge 79 to ITC Ltd

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UltraTech Cement vs Grasim

The cement industry leader versus an Aditya Birla conglomerate with a cement holding and new businesses.

ULTRACEMCO 40GRASIM 90Edge 100 to Grasim Industries Limited

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SBI Life vs HDFC Life

Bancassurance scale through SBI versus a diversified product mix and balanced distribution.

SBILIFE 45HDFCLIFE 45Edge 50 to SBI Life Insurance Company Limited

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L&T vs Siemens India

A diversified domestic engineering conglomerate versus a focused industrial-technology franchise.

LT 41SIEMENS 74Edge 83 to Siemens Limited

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Bajaj Auto vs Eicher Motors

Export-led volume scale and EV push versus the premium Royal Enfield franchise.

BAJAJ-AUTO 90EICHERMOT 74Edge 66 to Bajaj Auto Limited

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DMart vs Trent

Everyday-value grocery scale versus a fast-fashion and format-expansion story.

DMART 40TRENT 68Edge 78 to Trent Limited

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Asian Paints vs Pidilite

Decorative paint leadership versus a monopoly in construction adhesives.

ASIANPAINT 79PIDILITIND 69Edge 60 to Asian Paints Limited

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DLF vs Lodha

The oldest premium residential-and-commercial franchise versus the fastest-growing pan-India developer.

DLF 29LODHA 68Edge 89 to Lodha Developers Limited

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Tata Power vs Adani Green

A diversified integrated power company versus a pure-play utility-scale renewables developer.

TATAPOWER 47ADANIGREEN 90Edge 93 to Adani Green Energy Limited

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TVS Motor vs Hero MotoCorp

A premium-and-premium-EV challenger versus the mass-market volume king.

TVSMOTOR 45HEROMOTOCO 51Edge 56 to Hero MotoCorp Limited

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Shree Cement vs Ambuja Cements

The highest-margin, most efficient pure-play cement operator versus Adani-backed capacity scale.

SHREECEM 29AMBUJACEM 40Edge 61 to Ambuja Cements Limited

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Cipla vs Zydus Lifesciences

A global respiratory and chronic-therapy generics leader versus an India-first FMCG-pharma blend with a biosimilar optionality.

CIPLA 68ZYDUSLIFE 79Edge 61 to Zydus Lifesciences Limited

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Tech Mahindra vs LTIMindtree

A telecom-anchored restructuring story versus a high-quality engineering-and-digital merger compounder.

TECHM 57LTIM 51Edge 56 to Tech Mahindra Limited

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Tata Consumer vs Varun Beverages

A multi-category Tata group FMCG build-out versus the fastest-growing PepsiCo bottler franchise in the world.

TATACONSUM 29VBL 90Edge 100 to Varun Beverages Limited

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Adani Power vs NTPC

A private-sector capacity-growth story versus the sovereign-backed power PSU with a renewable pivot.

ADANIPOWER 90NTPC 47Edge 93 to Adani Power Limited

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Cholamandalam vs Shriram Finance

A diversifying vehicle and home-finance NBFC versus the dominant used-commercial-vehicle lender.

CHOLAFIN 40SHRIRAMFIN 68Edge 78 to Shriram Finance Limited

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Hindalco vs Vedanta

A globally integrated aluminium-and-copper compounder versus a diversified natural-resources conglomerate.

HINDALCO 90VEDL 51Edge 89 to Hindalco Industries Limited

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Mahindra vs Hyundai India

The SUV-led domestic compounder with a farm and EV platform versus the premium Korean franchise in the Indian market.

MM 40HYUNDAI 52Edge 62 to Hyundai Motor India Ltd

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PFC vs REC Ltd

Broader power financing platform versus a focused utility lender.

PFC 57RECLTD 41Edge 66 to Power Finance Corporation Limited

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Bank of Baroda vs Canara Bank

Diversified PSU franchise with international presence versus a sharper domestic recovery.

BANKBARODA 63CANBK 47Edge 66 to Bank of Baroda Limited

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Wipro vs HCLTech

Turnaround execution potential versus a steadier IT services and products blend.

WIPRO 40HCLTECH 51Edge 61 to HCL Technologies Limited

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Godrej Consumer Products vs Dabur

Personal care and home care momentum versus defensive staples and wellness breadth.

GODREJCP 51DABUR 50Edge 51 to Godrej Consumer Products Limited

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IndusInd Bank vs Kotak Bank

Higher-beta recovery potential versus quality-first private banking franchise.

INDUSINDBK 90KOTAKBANK 57Edge 83 to IndusInd Bank Limited

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BPCL vs GAIL India

Downstream petroleum and refining leverage versus gas transmission and utility infrastructure.

BPCL 45GAIL 69Edge 74 to GAIL (India) Limited

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Tata Steel vs JSPL

Integrated steel scale and global diversification versus a focused domestic metals execution story.

TATASTEEL 41JINDALSTEL 47Edge 56 to Jindal Steel Limited

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Torrent Pharma vs Divi's Labs

Branded formulations franchise versus specialty API and custom manufacturing excellence.

TORNTPHARM 90DIVISLAB 85Edge 55 to Torrent Pharmaceuticals Limited

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ABB India vs CG Power

Premium electrification and automation technology versus a capital goods recovery and execution story.

ABB 69CGPOWER 90Edge 71 to CG Power and Industrial Solutions Limited

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Motherson vs Bosch India

Global multi-category auto-component scale versus premium engineering and technology in auto systems.

MOTHERSON 85BOSCHLTD 69Edge 66 to Samvardhana Motherson International Limited

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Muthoot Finance vs Bajaj Finance

Specialist gold-backed lending versus a broad consumer and retail credit platform.

MUTHOOTFIN 45BAJFINANCE 35Edge 60 to Muthoot Finance Limited

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Adani Energy Solutions vs Tata Power

Transmission and distribution network expansion versus an integrated utility and clean energy franchise.

ADANIENSOL 90TATAPOWER 47Edge 93 to Adani Energy Solutions Limited

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IRFC vs PFC

Single-borrower sovereign railway book versus a broad power-sector financing platform.

IRFC 45PFC 57Edge 62 to Power Finance Corporation Limited

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Tata Capital vs Bajaj Finance

Diversified Tata-group NBFC versus India's most scaled retail lending franchise.

TATACAP 41BAJFINANCE 35Edge 56 to Tata Capital Ltd

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Zydus vs Dr Reddy's

Differentiated molecule pipeline with biologics versus a scaled global generics and API platform.

ZYDUSLIFE 79DRREDDY 57Edge 72 to Zydus Lifesciences Limited

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Mazagon Dock vs HAL

Naval shipbuilding monopoly versus aerospace manufacturing and MRO scale.

MAZDOCK 51HAL 49Edge 52 to Mazagon Dock Shipbuilders Limited

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Hindustan Zinc vs Vedanta

Pure zinc, lead and silver play versus a diversified global natural resources conglomerate.

HINDZINC 41VEDL 51Edge 60 to Vedanta Limited

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Cummins vs Siemens India

Engine and power generation specialist versus a diversified industrial technology and energy platform.

CUMMINSIND 90SIEMENS 74Edge 66 to Cummins India Limited

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Reliance vs Bharti Airtel

Vertically integrated conglomerate with multiple bets versus a focused telecom platform scaling into Africa and digital services.

RELIANCE 59BHARTIARTL 55Edge 54 to Reliance Industries Ltd

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Maruti vs Tata Motors

Dominant passenger car volume leader versus a dual-play of EV transition and JLR luxury recovery.

MARUTI 60TATAMOTORS 60Edge 50 to Maruti Suzuki India Ltd

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Coal India vs ONGC

Domestic monopoly coal producer versus an integrated oil and gas company exposed to global energy prices.

COALINDIA 49ONGC 76Edge 77 to Oil and Natural Gas Corporation Ltd

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HDFC AMC vs Jio Financial Services

Established mutual fund franchise with deep distribution versus a blank-cheque fintech backed by India's largest conglomerate.

HDFCAMC 35JIOFIN 45Edge 60 to Jio Financial Services Limited

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PNB vs Union Bank

NPA recovery trajectory and loan book quality improvement post the bad debt cycle.

PNB 58UNIONBANK 68Edge 60 to Union Bank of India

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BEL vs Solar Industries

Electronics and radar systems PSU versus the private explosives and defence ammunition specialist.

BEL 53SOLARINDS 90Edge 87 to Solar Industries India Limited

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TCS vs Infosys

Scale and margin consistency versus vertical depth and consulting-led positioning.

TCS 52INFY 48Edge 54 to Tata Consultancy Services Ltd

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SBI vs HDFC Bank

Government-backed franchise with unmatched reach versus private sector quality and returns consistency.

SBIN 57HDFCBANK 49Edge 58 to State Bank of India

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ABB vs Siemens India

Power and automation focus with a divestment-lightened portfolio versus a more diversified industrial-digital technology mix.

ABB 69SIEMENS 74Edge 55 to Siemens Limited

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United Spirits vs Varun Beverages

Premium Indian Made Foreign Liquor franchise versus the largest PepsiCo franchise bottler.

UNITDSPR 56VBL 90Edge 84 to Varun Beverages Limited

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Apollo Hospitals vs Sun Pharma

Hospital infrastructure and healthcare services platform versus a diversified global pharmaceutical company.

APOLLOHOSP 90SUNPHARMA 41Edge 99 to Apollo Hospitals Enterprise Limited

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IOC vs BPCL

India's largest oil refiner-marketer versus the privatisation candidate with an international upstream portfolio.

IOC 51BPCL 45Edge 56 to Indian Oil Corporation Limited

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Wipro vs Tech Mahindra

Broad-based enterprise IT versus telecom-rooted technology services with a manufacturing and 5G pivot.

WIPRO 40TECHM 57Edge 67 to Tech Mahindra Limited

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HCL Tech vs LTIM

Scale, products revenue, and margin consistency versus integration execution and faster revenue growth potential.

HCLTECH 51LTIM 51Edge 50 to HCL Technologies Limited

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Bajaj Auto vs TVS Motor

Premium motorcycle brand and export franchise versus diversified two-wheeler portfolio with aggressive EV positioning.

BAJAJ-AUTO 90TVSMOTOR 45Edge 95 to Bajaj Auto Limited

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Hindalco vs Tata Steel

Aluminium's EV and green transition tailwinds via Novelis versus steel's domestic infrastructure cycle leverage.

HINDALCO 90TATASTEEL 41Edge 99 to Hindalco Industries Limited

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Bajaj Finance vs Cholamandalam

Consumer lending breadth and franchise premium versus vehicle and secured lending with faster-growing aspirations.

BAJFINANCE 35CHOLAFIN 40Edge 55 to Cholamandalam Investment and Finance Company Limited

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NTPC vs Adani Green Energy

Diversified power generation with a growing renewable arm versus a pure-play renewable developer with the largest India pipeline.

NTPC 47ADANIGREEN 90Edge 93 to Adani Green Energy Limited

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Dr Reddy's vs Divi's Lab

Branded and generic formulations in multiple geographies versus deep API manufacturing and contract development for global innovators.

DRREDDY 57DIVISLAB 85Edge 78 to Divi's Laboratories Limited

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Eicher Motors vs Hero MotoCorp

Royal Enfield's premium leisure motorcycle franchise with international aspirations versus the world's largest two-wheeler company by volume serving everyday Indian commuters.

EICHERMOT 74HEROMOTOCO 51Edge 73 to Eicher Motors Limited

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IRFC vs REC

Single-borrower sovereign certainty (Ministry of Railways) versus diversified power sector lending with RE exposure.

IRFC 45RECLTD 41Edge 54 to Indian Railway Finance Corporation Limited

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ITC vs Tata Consumer

Cigarette cash flow-funded FMCG empire building versus a pure-play packaged foods and beverages company with global brand scale.

ITC 64TATACONSUM 29Edge 85 to ITC Ltd

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Cipla vs Torrent Pharma

US generics and global branded portfolio versus high-margin India-branded specialty and Germany international presence.

CIPLA 68TORNTPHARM 90Edge 72 to Torrent Pharmaceuticals Limited

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Godrej Consumer vs HUL

Indian conglomerate with emerging market FMCG ambition versus the multinational FMCG powerhouse with the deepest Indian distribution moat.

GODREJCP 51HINDUNILVR 35Edge 66 to Godrej Consumer Products Limited

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Bajaj Holdings vs Bajaj Finserv

Holding company discount vs. direct operating exposure.

BAJAJHLDNG 68BAJAJFINSV 45Edge 73 to Bajaj Holdings & Investment Limited

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Reliance vs Adani Enterprises

Proven cash generation vs. infrastructure incubation model.

RELIANCE 59ADANIENT 90Edge 81 to Adani Enterprises Limited

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Titan vs Asian Paints

Discretionary jewellery growth vs. essential home maintenance leadership.

TITAN 63ASIANPAINT 79Edge 66 to Asian Paints Limited

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SBI vs Axis Bank

PSU scale and dividend vs. private bank growth and ROE.

SBIN 57AXISBANK 63Edge 56 to Axis Bank Limited

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Coal India vs Power Grid

Volume-driven cash flow vs. regulated asset-based return.

COALINDIA 49POWERGRID 52Edge 53 to Power Grid Corporation of India Limited

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HDFC AMC vs SBI Life

Asset management fee income vs. insurance premium compounding.

HDFCAMC 35SBILIFE 45Edge 60 to SBI Life Insurance Company Limited

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Zomato vs Swiggy

Profitability track record vs. larger GMV ambition.

ZOMATO 50SWIGGY 50Edge 50 to ZOMATO

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MRF vs Apollo Tyres

Premium domestic brand dominance vs. global revenue diversification.

MRF 50APOLLOTYRE 50Edge 50 to MRF

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Indian Hotels vs Lemon Tree Hotels

Premium Taj legacy brand vs. mid-scale segment volume growth.

INDHOTEL 68LEMONTREE 50Edge 68 to The Indian Hotels Company Limited

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Marico vs Emami

Concentrated core portfolio premiumisation vs. niche multi-brand diversification.

MARICO 50EMAMI 50Edge 50 to MARICO

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Persistent Systems vs Mphasis

Broad-vertical digital engineering vs. BFSI-deep DXC-anchored revenue mix.

PERSISTENT 50MPHASIS 50Edge 50 to PERSISTENT

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BSE vs CDSL

Diversified exchange versus pure-play depository with demat account volume leverage.

BSE 50CDSL 50Edge 50 to BSE

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SRF vs Deepak Nitrite

Multi-segment diversification vs. focused downstream value chain integration.

SRF 50DEEPAKNITRT 50Edge 50 to SRF

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Apollo Hospitals vs Fortis Healthcare

Integrated health platform moat vs. focused hospital network recovery.

APOLLOHOSP 90FORTIS 50Edge 90 to Apollo Hospitals Enterprise Limited

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UPL vs PI Industries

Global branded generics scale vs. high-margin CRAMS contract model.

UPL 50PIIND 50Edge 50 to UPL

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Dixon Technologies vs Amber Enterprises

Multi-product EMS diversification vs. deep air conditioner supply chain integration.

DIXON 50AMBER 50Edge 50 to DIXON

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ICICI Prudential Life vs HDFC Life

Protection-mix improvement and VNB margin recovery vs. consistently high new business quality.

ICICIPRULI 50HDFCLIFE 45Edge 55 to ICICIPRULI

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Berger Paints vs Indigo Paints

Established No.2 with product depth and international presence vs. fastest-growing challenger with differentiated distribution.

BERGERPAINT 50INDIGOPNTS 50Edge 50 to BERGERPAINT

How to use theseThe method

A head-to-head is a starting point, not a verdict on your portfolio.

Most stock-versus-stock searches are really one question: given two names in the same theme, which is the better owner of capital right now. BazaarBaazi answers it in two layers. The factual layer compares what each company does, its structural moat, the driver that matters over a multi-year horizon and the main risk, with no fabricated ratio values. The systematic layer adds the live Crack Score on each stock and the Edge Score for the matchup, so you can see which way the model leans and how decisively.

What a head-to-head deliberately does not do is hand you a price target or pretend the two businesses are interchangeable. To turn the comparison into your own numbers, open the fundamental calculator, enter the latest reported figures and read the live P/E, ROE and the rest, then size any position by risk. The matchup tells you the structural story, the calculator tells you the price, and your own horizon decides the rest.

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